*Note that the program start date listed is always a Saturday and your housing is available from that day.
Prepare to discuss:
1. Pay in Full
Pay the entire balance at the time of registration along with a $500 deposit. This method offers convenience and is settled in a single transaction.
2. Flexible Monthly Payments
After paying the $500 deposit, you can use Affirm or Klarna for monthly payments. This “buy now, pay later” option allows you to choose a plan that fits your budget. Affirm is compatible with Apple Pay, while Klarna can be used with debit or credit cards.
Many students seek scholarships and grants through their university or external organizations to fund their educational experience. There are numerous programs that sponsor students for educational opportunities abroad, including clinical shadowing and internships. Be sure to explore all available options to reduce out-of-pocket costs and make the most of your time at Philotimo Med.
The $500 deposit is non-refundable, but it can be applied as program credit for future participation (with some exceptions for last-minute cancellations, as outlined below). Here is the complete refund and credit policy:
| Policy | Timeframe |
|---|---|
| Full refund, deposit applied as credit for future programs | More than 30 days before the program start date |
| No refund, 100% of paid fees (including deposit) applied as credit for future programs | 30 days or fewer, but more than 45 days before the program start date |
| No refund, 20% of paid fees (including deposit) applied as credit for future programs | 30 days or fewer before the program start date |
