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To secure your place in the program, a non-refundable deposit of USD $500 is required. This deposit guarantees your reservation and is transferable to a future available program date should you need to postpone your participation, subject to approval by Philotimo Med Abroad.
The remaining program balance must be paid in full no later than thirty (30) days prior to the program start date.
Failure to pay the balance by the deadline will result in a late payment fee of USD $150, which will be added to the total amount due. Failure to complete payment may also result in cancellation of your participation.
Students residing within the European Union will automatically be charged in Euros (€). Students residing outside the European Union will be charged in U.S. Dollars (USD) unless otherwise agreed in writing.
Payments made by credit card are subject to an additional 1.5% processing fee, which will be added to the total transaction amount.
All payments made to Philotimo Med Abroad, including deposits and program fees, are strictly non-refundable.
No refunds will be issued due to:
Cancellation by the participant.
Failure to obtain a visa.
Flight cancellations or travel delays.
Medical conditions preventing attendance.
Personal or family emergencies.
Expulsion from the program due to misconduct.
Early departure from the program for any reason.
Participants may request a transfer to a future program date, subject to approval and program availability.
Philotimo Med Abroad reserves the right to deny admission, cancel participation, or terminate a participant’s enrollment at any time if it determines such action is necessary for the safety, integrity, or operation of the program.
Reasons include, but are not limited to:
Failure to submit required documentation.
Submission of false, misleading, or fraudulent information.
Failure to communicate with the Admissions Office.
Failure to complete payment by the required deadline.
Violation of program policies or code of conduct.
Inappropriate, disruptive, disrespectful, or unsafe behavior.
Any conduct that negatively impacts patients, hospitals, staff, fellow students, or Philotimo Med Abroad.
Philotimo Med Abroad reserves the sole discretion to determine whether conduct violates program standards.
No refunds will be issued under these circumstances.
Participants are expected to maintain the apartment in a clean, safe, and respectful condition.
The participant agrees that:
A €150 cleaning fee will be charged if the apartment is returned in an excessively dirty or damaged condition requiring professional cleaning.
Participants are financially responsible for any damage caused to the apartment, furniture, appliances, fixtures, or common areas.
Lost apartment keys will incur a €150 replacement fee, plus any additional locksmith, lock replacement, security, or administrative expenses.
Charges may be deducted from any security deposit (if applicable) or invoiced directly to the participant.
Philotimo Med Abroad maintains a strict zero-tolerance policy regarding:
Alcohol consumption by participants where prohibited by program rules.
Tobacco products.
Vaping or electronic cigarettes.
Marijuana or cannabis products.
Illegal drugs.
Any controlled or prohibited substances.
Any participant found using, possessing, distributing, or being under the influence of prohibited substances may be:
Immediately removed from the clinical placement.
Removed from the accommodation.
Permanently dismissed from the program.
Responsible for arranging and paying for their own return travel.
Philotimo Med Abroad will not be responsible for transportation, airfare, accommodation, or any expenses incurred following dismissal.
No refunds will be issued.
Students, ambassadors, affiliates, influencers, employees, contractors, representatives, or any individual representing Philotimo Med Abroad are expected to uphold the organization’s values, professionalism, and reputation at all times.
Violation of company policies, misrepresentation of the organization, harassment, defamatory statements, unethical conduct, breach of confidentiality, or failure to comply with company standards may result in:
Immediate termination of the relationship without prior notice.
Immediate cancellation of ambassador or affiliate agreements.
Immediate termination of employment or collaboration.
Forfeiture of any unpaid commissions, bonuses, incentives, or outstanding compensation.
Liability for any financial, reputational, or property damages caused.
Philotimo Med Abroad reserves the right to pursue any legal remedies available.
The program is open to qualified participants, including:
High school students
Pre-medical students
Medical students
Dental students
Nursing students
Psychology students
Other approved healthcare disciplines
Admission is subject to review and approval.
Participants under the age of 18 must submit a completed Parent or Legal Guardian Authorization Form before acceptance.
Philotimo Med Abroad is committed to providing an inclusive environment and does not discriminate based on race, color, ethnicity, religion, sex, gender, national origin, disability, or any other legally protected characteristic.
Philotimo Med Abroad shall not be responsible for delays, interruptions, cancellations, or modifications resulting from events beyond its reasonable control, including but not limited to:
Natural disasters
Pandemics
Government restrictions
Civil unrest
War
Airline disruptions
Hospital operational changes
Strikes
Acts of God
In such cases, participants may be offered an alternative program date when feasible; however, no refunds shall be issued.
Participation is voluntary and at the participant’s own risk.
Philotimo Med Abroad, its directors, employees, physicians, hospitals, affiliates, and partners shall not be liable for:
Personal injury
Illness
Death
Theft
Loss of personal belongings
Property damage
Travel interruptions
Flight delays
Visa denials
Any indirect or consequential damages
Participants are strongly encouraged to obtain comprehensive travel, health, accident, and cancellation insurance before traveling.
Failure by Philotimo Med Abroad to enforce any provision of these Terms shall not constitute a waiver of its right to enforce that provision or any other provision at any future time.
Any waiver shall only be effective if made in writing and signed by an authorized representative of Philotimo Med Abroad.
By submitting an application, paying a deposit, making any program payment, or participating in a Philotimo Med Abroad program, the participant acknowledges that they have read, understood, and agree to be legally bound by these Terms, Conditions, Cancellation Policy, and Refund Policy.
ANY DISPUTE BETWEEN YOU AND US, EXCEPT FOR SMALL CLAIMS, IS SUBJECT TO A CLASS ACTION WAIVER AND MUST BE RESOLVED BY INDIVIDUAL BINDING ARBITRATION. PLEASE READ THE ARBITRATION PROVISION IN THIS AGREEMENT AS IT AFFECTS YOUR RIGHTS UNDER THIS CONTRACT.
There may be instances in which disputes arise between us. You, on the one hand, and Philotimo Med Abroad, on the other hand, agree to resolve, by binding individual arbitration, all Disputes (including any related disputes involving Philotimo Med Abroad Company or its affiliates) except for (i) any claim within the jurisdiction of a small claims court consistent with the jurisdictional and dollar limits that may apply, as long as it is an individual dispute and not a class action; and (ii) any dispute relating to the ownership or enforcement of intellectual property rights.
“Dispute” includes any claim, dispute, action, or other controversy, whether based on past, present, or future events, whether based in contract, tort, statute, or common law, between you and us concerning the Services, or this exclusive authority to resolve any dispute relating to the interpretation, applicability or enforceability of these terms or the formation of this contract, including, without limitation, the arbitrability of any dispute, and any claim that all or any part of this Agreement is void or voidable. YOU, Philotimo, AGREE TO WAIVE CLASS ACTION PROCEDURES.
No party will seek to have a dispute heard as a class action or private attorney general action or in any other proceeding in which any party acts or proposes to act in a representative capacity. You and another without the prior written consent of all parties to the applicable arbitrations or proceedings. If this waiver of class or consolidated actions is deemed invalid or unenforceable, neither you nor we are entitled to arbitration; instead, all Disputes will be resolved in court.
in order to compel arbitration, to stay proceedings pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator. The arbitrator may award damages to either party individually as a court could, including declaratory or injunctive relief, but only to the extent required to satisfy such party’s individual claim. d. Fees. If we initiate an arbitration against you, we will pay all costs associated with the arbitration, including the entire filing fee. If you are the party initiating an arbitration, you will be responsible for the nonrefundable initial filing fee and other applicable fees, as required by our attorney Services sets forth fees for its services.
If the arbitrator finds that either the substance of a claim or the relief sought violates the representation requirements of Federal Rule of Civil Procedure 11, to the extent permitted by law, the arbitrator shall have the same power to award sanctions consistent with that rule. e. Settlement Offers and Offers of Judgment. At least ten (10) calendar days before the date set for an arbitration hearing with respect to a Dispute, you or we may serve a written offer of judgment on the other party to allow judgment on specified terms. If the offer is accepted, the offer with proof of acceptance shall be submitted to the arbitrator, who shall enter judgment accordingly. If the offer is not accepted prior to the arbitration hearing or within thirty (30) calendar days after it is made, whichever is first, it shall be deemed withdrawn and cannot be given as evidence in the arbitration. If an offer made by one party is not accepted by the other party, and the other party fails to obtain a more favorable award, the other party shall not recover their postoffer costs and shall pay the offering party’s costs (including all fees paid to the arbitral forum) from the time of the offer.
If you have questions or concerns about the meaning of any provision of this arbitration agreement, please feel free to seek the counsel of an attorney. We thank you for understanding why it is important that we agree on the process for addressing disputes
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